How To Get a Great Car With ‘Not Great’ Credit
Don’t Buy Your Next Car. Subscribe To It With This Groundbreaking New App.
You’ve worked hard, saved some cash and are finally ready to step into the car of your dreams.
Sure, you may have made a money stumble or two in your past. But, hey, you were young. Anyway, you’ve learned your lesson and are ready to move onward and upward.
Well, guess what might not move upward as quickly as you’d hope? Your credit score. In fact, your credit report can change much more slowly than your behavior.
Events like multiple late payments or filing for bankruptcy can have a major impact on your credit score, and in turn, what kind of car you can afford—months or even years after you’ve changed your financial ways. And if you’re one of the millions of Americans with a credit score under 600, you likely won’t be able to get a car at all without taking on a loan with a higher interest rate.
Fortunately, there’s a new way to get the perfect car without ever having to take out a loan or talk to a finance officer. It’s called Fair, and here’s how it works:
1. Download the Fair app, enter your phone number, and start shopping a huge inventory of low-mileage, pre-owned cars—not by their total price, but by their monthly payment. Fair works this way because you’re not actually buying the car. You’re subscribing to it just like Spotify, Netflix or any of the other pay-as-you-go services on your phone.
2. Then, if approved, just sign for the car you want with your finger, make a one-time start payment, pick the car up and drive it for as long as you want—with no long-term loan or commitment or even physical paperwork. There’s no haggling with the dealer over options or price. No sitting under the fluorescent lights in the back office of the dealership. Everything is handled in the app.
Think something this easy is expensive? No way. Turns out, Fair can skip the high interest rates because it doesn’t actually lend you money at all.
Better yet, every Fair car comes with a limited warranty, routine maintenance and roadside assistance included in your monthly payment. You can even add insurance if you don’t like your current provider, essentially bundling everything you need to drive in one place. And if you ever want to turn your car in for almost any reason at all, you just have to give Fair five days’ notice and they'll come pick it up.
At the end of the day, Fair is basically the same style of subscription service that people use to watch movies, shop for clothes, or even have dinner delivered—only now it’s for cars.
So if you want to try a new and better way to get a car that isn’t going to make you feel judged by the finance guy at a dealership or charge you high interest just because you’re coming out of a less-than-ideal financial situation, just download the Fair app, create a free account, and get started today!